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Thank you for your response, Nobody.
It took me awhile to find where I went wrong, but I found it. It was my error in mixing up my notes and not noticing they did not match. I had just finished a long explanation why your Triplet example is a - wait for it - single frame of reference. I typed up my response, sent it, and went to bed. I am often wrong about things, unfortunately for me, so I try hard not to mess up, but this was a doozy! I could not be more embarrassed.
One thing I need to clear up. You said "anyone moving at a different velocity than you is in a different frame." I may be wrong again, but I think it is not that simple. For one thing, we are usually observers of frames and not participants of one. Observers set the coordinates of a frame in order to measure the position, velocity, and acceleration of objects. I would say instead that any acceleration in a ref. frame creates a new frame of reference.
You asked, "Why would anyone...involve acceleration when talking about special relativity? And acceleration makes things much more complicated."
I would answer that it cannot be avoided. You avoid using that term by using "...a different velocity from you...." But that means the same thing, does it not? An inertial RF can have objects at rest or in motion, and an object's velocity is changed by any acceleration, as you said so yourself.