John,
Take a closer look at what Peter pointed out with an open mind. From zero charge, charge and - charge are created. If I am correct I think also from gamma rays which are chargeless, a positron and an electron can be created. No law is broken. Indeed, there is an idea out there that nothing is ultimately conserved. That is, all seem to sum up to zero.
You ill need a leap of imagination on what I have to say next...
1. Increasing radius by doing work consumes energy from the system. The reverse, reducing radius releases energy into the system. This scenario is a familiar, e.g. with crashing satellites and putting them in orbit.
It may follow in the unfamiliar hypothesis that I have been developing that
2. Increasing radius without doing work releases energy into the system. The reverse, reducing radius non-gravitationally consumes energy from the system. This is an unfamiliar scenario accessible only to the mind since we cannot carry out creation of the universe experimentally.
It follows from this that as the universe's radius has increased from zero, its energy content has also been increasing from zero.
Energy conservation law is however not broken as the total energy still sums up to zero if you regard the radius change as the negative side of the accounts ledger and the matter-energy content as the positive side.
In a Big crunch as the radius collapses, its matter-energy content also reduces to zero.
When you work out the temperatures at each epoch, you find a correspondence with the thermal history of the Big bang. No singularity problems. No flatness problem. No horizon problem (if space cannot be infinitely divisible at Planck size ~10-35m, the universe has no opposite sides. That is, as Euclid will say, it has no parts).
One other thing that runs against current thinking is that all the universe's current energy content was not there from Day One but has been increasing with its radius.
I can understand your difficulty with scenario painted as it has no room for a Supreme programmer present before Time Zero.
Regards,
Akinbo