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Dear Kimmo Rouvari,
Enjoyed your essay and the quote that caught my eye "Most likely there is a layer, or perhaps many layers, under it. Layer underneath QM might include for example realism and point like particles could be concrete, physical, spinning spherical objects."
We share a common background as software architects, perhaps that's why I enjoyed the read. My thoughts always see a computer program running that provides the model of what is being discussed. Your conclusion "TOEBI gives an alternative description of Nature and the root level explanation why mathematics and physics are so linked to each other in so many levels." is different then mine, but has a number of common goals and conclusions.
I take a much more specific look at particles of the standard model and what a model of each particle would have to entail. Hope you get a chance to have a look and offer some comments.
Regards and in my opinion, your essay deserves a good rating.
Ed Unverricht