Dear Robert de Neufville,
You begin "Life is a marvel of thermodynamics." And also "humanity must not squander the temporary miracle of its existence." And "we have to make sure that we survive" and "merely surviving... may seem an unambitious goal. We have to be free."
These are themes I base my essay on, with the same caveat that you note; Edmund Burke's observation "idealist schemes are never as well thought out as we imagine." And "decision makers almost invariably end up serving their own interests."
In another comment you said "we should steer so as to maximize our chances for survival, rather than construct some imagined utopia." Yes indeed!
As you focus on catastrophes, they maintain larger mind share for you than for me. That is the reason I'm happy to see your sober understanding of governments and utopias.
I hope you find time to read my essay and comment on.
Good luck in the contest.
Edwin Eugene Klingman